A man is getting into the shower just as his wife is finishing up hers, when the doorbell rings.
The wife quickly wraps herself in a towel and runs downstairs.
When she opens the door, she founds Bob, the next-door neighbour.
Before she says a word, Bob says: “I’ll give you $800 to drop that towel!”
The woman wraps back up in the towel and goes back upstairs.
When she gets to the bathroom, her husband asks: “Who was that?”
“It was Bob, the next-door neighbour,” she replies.
“Great,” the husband says, “did he say anything about the $800 he owes me?”
MORAL OF THE STORY: If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.