You don’t have a car
Before you commit to an annual membership at Costco, do the math first. Will the money you save by shopping there be more than the cost of membership? For most people, “in order to save enough money to make the membership cost-effective, you will need to do most, if not all of your shopping at Costco,” Millstein says. Even if you don’t have a car, every time you pay for Uber, you can cut into your overall savings really fast. Share your membership with a friend or relative who you can take a ride with, or shop at stores that aren’t so out of the way.
